Lace up your shoes and get ready to jump in — the health insurance marketplace opens in less than a month. And even though the details of the plans — or prices — available to Texans on the new site haven’t been revealed, you can still get a leg up by preparing early.
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- Learn about different types of health insurance. The alphabet soup of health insurance plans can be overwhelming. .
- Make a list of questions you have BEFORE it’s time to choose your health plan. For example, “Can I stay with my current doctor?” or “Will this plan cover my health care costs when I’m traveling?”
- Make sure you understand how insurance works, including deductibles, out of pocket maximums, copayments, etc. (See video below).
- Start gathering basic information about your household income. In Texas, to offset the cost of healthcare. You’ll need income information to find out how much you are eligible for.
- Set your budget. There will be health plans to meet a variety of budgets, breaking them down by what you can afford will make the selection process a lot easier.
- Find out from your employer whether they plan to offer health insurance, especially if you work for a small business. If your employer offers coverage, you can still choose another plan,.
*Resources from HealthCare.gov.