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The judge's decision vacated a rule imposed by the Biden administration earlier this year to keep medical debt from affecting credit scores.
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The Consumer Financial Protection Bureau finalized a rule in early January to take medical debt off consumer credit reports. Texas experts say the change is a small but helpful step for patients, but its fate is unclear.
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The Biden Administration is fighting legal challenges in federal courts in Texas from business interests trying to kill its consumer protections.
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Bank lobby groups filed their lawsuit against a federal regulatory board in Texas鈥 Northern District. The judge told them the case had no relevance there.