DALLAS 鈥 Jade Barron doesn鈥檛 know how she and her six kids will ever get out of a downtown homeless shelter.
For three years, Barron and her four children had crammed into a one-bedroom apartment in North Dallas 鈥 the $850 rent was what Barron could afford as a massage therapist.
Last year, Barron, 30, gave birth to twins. Finding affordable child care was next to impossible, often prompting Barron to cancel her massage appointments so she could stay home with the kids. Inflation made it more difficult for Barron to afford formula, diapers and wipes. She sold her car to try to make ends meet 鈥 but fell behind on rent anyway.
When Barron鈥檚 landlord told her he planned to raise her rent to $1,400 when her lease was up 鈥 Barron said the landlord already had threatened to evict her for unpaid rent 鈥 she and her family wound up at the Family Gateway shelter in May.
In early September, she faced a conundrum: She鈥檇 been offered a job at Dallas County鈥檚 public hospital system as a physical therapy aide, but without reliable transportation and affordable child care, she worried that she couldn鈥檛 accept it. Even if she did, it probably wouldn鈥檛 pay enough to cover an apartment in Dallas 鈥 where the median monthly rent for a one-bedroom has jumped from roughly $1,100 a year ago to more than $1,500 today, .
鈥淚 always thought that people ended up in shelters because they weren't handling their business,鈥 Barron said. 鈥淏ut I found out 鈥 I was handling my business as best I could and I still ended up homeless and in a shelter.鈥
Last year, federal rental assistance, expanded unemployment benefits and a federal moratorium on evictions offered a safety net for lower-income Texans hit hard by economic fallout from the COVID-19 pandemic. Now, with rental assistance less plentiful and the other measures expired, soaring rents, unrelenting inflation and rising electricity costs have squeezed Texas renters who were already on the brink 鈥 creating doubts for some that they鈥檒l be able to stay in their homes and pushing others into homelessness.
More than 522,000 Texas renters 鈥 or about 8% of the state鈥檚 estimated 6.2 million tenants 鈥 said they were behind on payments this summer, . Of those renters, three out of five feared they would be evicted within two months.
In the Dallas-Fort Worth area, about 19% of renters earning less than $50,000 per year said they were behind on rent.
Homeless shelters in Texas have seen a corresponding jump in demand.
A Fort Worth shelter run by the Salvation Army of North Texas can鈥檛 hold everyone seeking assistance there, said managing director Jay Dunn. About 40 families are staying at the shelter, and the Salvation Army has placed another 25 in overflow hotel rooms.
鈥淥nce they fall into it, it's taking a lot longer because they have to get a much more competitive wage,鈥 Dunn said. 鈥淭hey鈥檝e got to deal with higher costs in a variety of areas in the market in order to sustain themselves.鈥
Families that stay at Salvation Army shelters increasingly need help with food and paying rent and utility bills even when they find a new home, Dunn said.
Family Gateway, a Dallas-area nonprofit operating three emergency shelters that can hold up to 100 families, received 3,351 calls from families who needed and qualified for assistance from January to August 鈥 almost twice the number it received during the same period last year.
Of those, the number of families who said they were on the verge of eviction has quadrupled. More were paying out of pocket to live in hotels 鈥 and even more were living in precarious locations like their cars, according to data provided by the shelter. Family Gateway said it routinely has had to place 30 to 40 families in hotel rooms because there isn鈥檛 enough room in its shelters.
鈥淔or folks who are doing well, [increased costs spurred by inflation] are an annoyance,鈥 said Ellen Magnis, president and CEO of Family Gateway. 鈥淏ut for folks who are earning barely enough to survive, an extra $100 a month in rent or an extra $50 a month for gas or any little increase just throws a whole new set of folks off-kilter.鈥
As Texas attracted more residents and employers over the course of the COVID-19 pandemic, demand for all kinds of housing skyrocketed. Since the summer of 2021, rents in the state鈥檚 largest metropolitan areas have surged by double digits 鈥 exacerbating the state鈥檚 housing shortage.
Estimates vary on how many homes Texas needs to build to satisfy demand. said Texas was short at least 322,000 single-family homes and apartments in 2019.
Housing is even harder to find for low-income households. Texas has one of the largest gaps in the nation between the number of households considered extremely low income and the number of available affordable homes, according to estimates from 鈥 for every 100 extremely low-income households, there are 29 available rental units.
鈥淲e don鈥檛 want the next in our community,鈥 Magnis said. 鈥淏ut that鈥檚 where we鈥檙e headed if we don鈥檛 start figuring out how to build and sustain people in lower-cost living. The shelter system cannot just absorb it.鈥
鈥淥ur own private place鈥
The Dallas-Fort Worth region鈥檚 sky-high rents also have made it virtually impossible for some newcomers to the area to find a place to live.
Heather Dillard, 42, and her 14-year-old daughter relocated from San Angelo to Lewisville, a suburb half an hour northwest of Dallas, in 2021 so Dillard could undergo the last of a series of surgeries to repair serious injuries she suffered when a drunk driver struck her vehicle in 2013, leaving her in a wheelchair for a year.
Her surgeon had moved from Austin to Lewisville. Rather than find a new surgeon, Dillard made the eight-hour round trip from San Angelo to the Dallas suburb several times and decided to move there for the final surgery and months of follow-up visits.
But Dillard, who works as a singer and music teacher, has struggled to find a two-bedroom home she could afford within a reasonable distance from her doctor鈥檚 office.
Meanwhile, Dillard stayed in a hotel, which cost $650 to $850 per month 鈥 which was less than a one-bedroom apartment in Lewisville. She spent at least $3,000 from her savings and still had to borrow money from family members and get federal rental assistance dollars through a local United Way affiliate to cover nine months while she recuperated and had follow-up visits with her doctor.
鈥淚t did bother me to a point because I wanted a place for my daughter and I 鈥 where we can have our own private place,鈥 Dillard said.
The need for housing assistance also is growing in North Texas as housing costs and inflation surge. United Way of Denton County, which distributes the county鈥檚 allocation of federal rental assistance funds, received more than 400 applications when it opened the application process for the latest round of funds on Oct. 1, said Gary Henderson, the organization鈥檚 CEO. The organization now has a backlog of 2,760 applications for rental assistance, he said.
鈥淲e鈥檝e never seen 2,760 households reaching out to avoid eviction, to avoid homelessness,鈥 Henderson said.
Denton County officials set aside federal stimulus funds to pay for emergency hotel stays for people who recently lost their housing 鈥 but those funds dried up in May. That鈥檚 when Dillard and her daughter moved into a Salvation Army shelter in Denton, 20 minutes northwest of Lewisville. They鈥檙e now on a list for housing through the charity鈥檚 rapid rehousing program and still searching for an affordable apartment.
They鈥檙e trying to put down roots. Dillard is passing out fliers for her budding business giving voice lessons. She also wants to perform again. In an office at the Denton shelter, she sings a few bars in a bluesy croon reminiscent of Norah Jones. She鈥檚 looking for a guitarist to accompany her at live gigs in the college town but doesn鈥檛 have the necessary gear 鈥 she sold her speakers, microphones and other gear earlier in the pandemic to pay the bills.
Being without a home has tested her faith, she said, but ultimately strengthened it.
鈥淵ou realize that everybody else around you is going through similar situations,鈥 she said.
鈥淎bsolutely hating the world鈥
In 2015, when Mary Smith moved into her two-bedroom, two-bathroom apartment in the Lake Highlands neighborhood in northeast Dallas, her part-time job as a cashier at Home Depot was enough to pay the $800 rent.
In April, the property switched hands 鈥 and her new landlord told her that if she planned to renew her lease at the end of September, they would hike the rent by $580, a nearly 60% increase over her current $1,000 rent.
Smith鈥檚 not alone. According to the recent Census Bureau survey, nearly 174,000 renters in the Dallas-Fort Worth metroplex reported that their landlords had raised their rent by more than $500 within the last 12 months.
The drastic jump shocked Smith. Her previous landlord had raised the rent gradually over the years 鈥 but never by such a large amount. The new landlord told her that鈥檚 what the market would fetch for the unit, Smith said.
鈥淲hen I went into the office to speak with them, they said, no, that is what I have to pay,鈥 Smith said. 鈥淭hey said everybody is gonna pay what the unit is worth.鈥
Smith reached out to a Dallas lawyer who represents tenants facing eviction and asked whether her landlord could legally raise the rent that much for an existing tenant. The response: In Texas, where there鈥檚 , landlords can raise rent as much as they think people will pay.
Smith, 61, can鈥檛 afford to move. Typically, landlords want new tenants鈥 monthly income to be at least three times the amount of their rent 鈥 a bar she鈥檚 afraid she couldn鈥檛 clear.
To cut costs, Smith cut her cable subscription and switched her internet and phone plans to the cheapest possible, she said. She鈥檚 taken more hours at Home Depot and babysits and braids hair to bring in extra money 鈥 and borrowed money from a local church. In December, she鈥檒l begin receiving Social Security checks.
Even then, finances will be tight.
鈥淚 can鈥檛 be splurging,鈥 Smith said. 鈥淚t鈥檒l be tight. But I鈥檓 not comfortable, and I just can鈥檛 jump up and move.鈥
鈥淒amned if I do, damned if I don鈥檛鈥
The since the Federal Reserve began raising interest rates in the spring to try to put the brakes on inflation 鈥 resulting in higher mortgage rates. Meanwhile, rents have risen by double-digit percentages each month this year compared with the same time last year in the state鈥檚 major metropolitan areas, according to figures from Zillow 鈥 though those increases have slowed.
Higher mortgage rates combined with still-high home prices have created more demand for rentals, said Orphe Divounguy, a senior economist at Zillow. At the same time, more builders are constructing new apartment buildings because of that demand, he said, which means rents won鈥檛 rise as quickly as more rental units become available.
Builders in Texas filed construction permits for new projects that will include nearly 74,000 rental units through August, according to the Census Bureau, a 20% jump from the same time period last year.
鈥淲e expect rent growth to slow,鈥 Divounguy said. 鈥淲e just don鈥檛 know how long that adjustment period is going to take.鈥
That has left Barron, the Dallas-area massage therapist with four children, in a difficult position. She accepted the job at Parkland Health, Dallas County鈥檚 public hospital system, and found child care for her three youngest children. But she still doesn鈥檛 have a car and plans to rely on ride-hailing companies like Uber and Lyft to help her get from the shelter to her job and take her kids to and from day care. Ride-sharing would cost her hundreds of dollars per week.
The Parkland job 鈥 which pays about $2,800 a month 鈥 isn鈥檛 enough for Barron to afford rent along with her other costs.
A family the size of Barron鈥檚 will likely need a federal housing voucher to afford a place to stay, said Magnis, the Family Gateway CEO. But vouchers are hard to come by and are given out through a lottery system.
Even if Barron received one, there鈥檚 no guarantee she would find housing. Under state law, Texas landlords 鈥 and landlords who do are scarce in the Dallas-Fort Worth metroplex.
鈥淒amned if I do, damned if I don鈥檛 鈥 that鈥檚 what it seems like a lot of the time,鈥 Barron said. 鈥淏ut I try to stay hopeful. 鈥 I just don鈥檛 want to let my children down.鈥